Terms Of Use and Site Policies

PRIVACY POLICY

As a valued guest at our website, we take this opportunity to both thank you and share with you the importance in which we hold the privacy and confidentiality of your insurance and personal information.

We are committed to protecting your privacy. We will only use the information that we collect about you lawfully (in accordance with the Privacy Act of 1974 and the Data Protection Act 1998, where applicable).

By accessing this site, you are subject to the terms and conditions of this Privacy Policy, and all applicable laws and regulations, including laws and regulations governing copyright and trademark. By accessing this site, you accept, without limitation or qualification, all of the terms and conditions in this agreement, and expressly agree to be bound by them. If you do not agree to any of these terms, please do not use this site.

PROPRIETARY RIGHTS

The contents of the Website, along with any associated software, and all Intellectual Property Rights (as defined below) related thereto, are the exclusive property of Bukit Timah Juniors Pte Ltd and its licensors. Except as explicitly provided herein, nothing in this Agreement shall be
deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any materials or content accessible on the Site. Use of the content or materials on the Site for any purpose not expressly permitted by this Agreement is strictly prohibited.

For the purposes of this Agreement, “Intellectual Property Rights” means all patent rights, copyright rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction, relating to the Site, or any contents or materials related
thereto.

COPYRIGHTS, TRADEMARKS and SERVICE MARKS OF THIRD PARTIES

The Site and all materials therein, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos and music (the “Content”) are or may be protected under United States and worldwide copyrights or other Intellectual Property Rights. Content may not be manipulated, edited, reproduced, performed, republished, posted, transmitted, sold, transferred or otherwise distributed or exploited in any manner whatsoever from the Site without our prior written consent, which may be withheld in our sole discretion. Any manipulation of the Site or any portion thereof, or use of any of the Content for any other purpose constitutes an infringement of our Intellectual Property Rights, or of the Intellectual Property Rights of the respective owners of such Content. Any use of any portion of this Site on any other web site or other networked computer environment is prohibited without our prior written consent, which may be withheld in our sole discretion. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein.

REPRESENTATIONS and WARRANTIES

You shall be solely responsible for your own User Submissions and the consequences of posting or publishing them. In connection with User Submissions, you affirm, represent and warrant the following:

• You are over the age of 18 and have the right and authority to enter into this Agreement, and are fully able and competent to satisfy the terms, conditions and obligations therein.
• You have read, understood, agree with, and will abide by the terms of this Agreement.
• You are not, and have not been an agent of Bukit Timah Juniors Pte Ltd and were not and are not acting on behalf of, or as a representative of, Bukit Timah Juniors Pte Ltd.

CHANGES TO TERMS AND CONDITIONS

Bukit Timah Juniors Pte Ltd reserves the right to change these terms and conditions in its sole discretion at any time without prior notice. It is your responsibility to monitor such changes, and to determine whether or not to continue to access and use the Site based upon any such changes. By using the Site, you agree in advance to accept any changes. Your use of the Site shall be deemed to be your understanding of, and agreement, to each of the terms and conditions set forth below.

ASSIGNMENT OF RIGHTS

Bukit Timah Juniors Pte Ltd may assign any or all of its rights and obligations hereunder to any party without prior consent or notice to you.

NO WARRANTIES

The Site may contain information, facts and opinions from various individuals and organizations, as well as links to other sites. THE SITE IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPOSED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT. NEITHER BUKIT TIMAH JUNIORS PTE LTD NOR ITS AFFILIATES ENDORSE OR ARE RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT ON THE SITE. TO THE FULLEST EXTENT PERMITTED BY LAW, PT BUKIT TIMAH JUNIORS PTE LTD DISCLAIMS ANY WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THIS SERVICE.

LIMITATION OF LIABILITY

Your use of the Site is at your own risk. UNDER NO CIRCUMSTANCES SHALL BUKIT TIMAH JUNIORS PTE LTD BE LIABLE TO YOU ON ACCOUNT OF YOUR USE OR MISUSE OF AND/OR RELIANCE ON THE SITE, OR ITS ASSOCIATED PRODUCTS AND SERVICES.

YOU EXPRESSLY AGREE THAT SUCH LIMITATION OF LIABILITY SHALL APPLY TO PREVENT RECOVERY OF DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, AND PUNITIVE DAMAGES (EVEN IF BUKIT TIMAH JUNIORS PTE LTD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES).

SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF AND RELIANCE ON THE SITE, PRODUCTS OR SERVICES, FROM INABILITY TO USE THE SITE, OR FROM THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE SITE OR DAMAGES INCURRED BY REASON OF OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THIS SITE OR RECEIVED THROUGH ANY LINKS PROVIDED ON THIS SITE, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED ON THE SITE, OR RECEIVED THROUGH ANY LINKS PROVIDED IN THE PRODUCTS AND SERVICES. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST BUKIT TIMAH JUNIORS PTE LTD, AND ALL ITS SUBSIDIARIES, AFFILIATES, AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE SITE AND THE INFORMATION AVAILABLE THEREON.

If you visit our Web sites to browse, read, or download information:

• We automatically collect and store: the name of the domain and host from which you access the Internet; the Internet protocol (IP) address of the computer you are using; the browser software you use and your operating system; the date and time you access our sites; and the Internet address of the site from which you linked directly to our sites.
• We use this information only as anonymous aggregate data to determine the number of visitors to different sections of our sites, to ensure the sites are working properly, and to help us make our sites more useful. We do not use it to track or record information about individuals. Generally, we delete this information after one year.
• We may use technology to track the patterns of behaviour of visitors to our site. This can include using a “cookie” which would be stored on your browser. You can usually modify your browser to prevent this happening. The information collected in this way could be used to identify you unless you modify your browser settings.
• We only collect information about you in order to provide you with the best possible service. We collect only personally identifying information, such as your name, your phone number and email address, as you provide to us.
• We will not e-mail you in the future unless you have given us your consent.
• We will give you the chance to refuse any marketing email from us or from another trader in the future.
• We will never collect sensitive information about you without your explicit consent. The information we hold will be accurate and up to date. You can check the information that we might hold about you by emailing us at any time. If you find any inaccuracies we will delete or correct it promptly.

The personal information which we might hold from any submission will be held securely in accordance with our internal security policy and the law.

If you have any questions/comments about privacy, you should contact us.